About USA Lending

Financing your home is one of the biggest financial decisions you will make in your lifetime. Still, most homeowners don’t know what their first step should be, where to turn for answers and who to trust. That’s where we come in. Here at USA Lending, we have years of experience providing Conforming, Jumbo, FHA, VA and Reverse Mortgages to Maryland, Virginia, Pennsylvania and Washington DC. Not only have we helped thousands of homeowners secure the best mortgage financing available for their unique circumstances, we have done it with integrity; our firm holds a prestigious A+ rating from the Better Business Bureau.

All of our mortgage analysts are not only individually licensed by the state, but complete continuing education on an annual basis, so they are up to date with the most current lending standards and practices. Each of our mortgage analysts has a minimum of five years experience in their position, so when you speak with your mortgage analyst, you know that you are speaking with someone who knows their trade, inside and out. We ask the right questions and, more importantly, we listen to your answers. Our processing staff averages almost a decade of experience, so when your file reaches their capable hands, you can rest easy knowing you will be well taken care of. You’ll be amazed at how smooth and painless our loan process is. Our entire professional staff is dedicated and loyal to a single objective; to help you achieve all your home financing goals.

As a correspondent lender, we have access to the strongest rates available in the mortgage market, consistently lower than local averages. However, if for some reason our rate isn’t the strongest, we partner with over 3 dozen banks to guarantee you get the most competitive loan for your unique circumstances. Whether you are a first time homebuyer seeking an FHA loan with a minimal down payment, or a seasoned investor looking to maximize their cash flow with a jumbo mortgage, we have the knowledge and experience to make sure that you not only receive the loan you need, but that you get the right loan for you and your family.

Above all, the most important thing that USA Lending is able to provide our clients is our integrity. Our mission is not only to make sure you receive the best in mortgage services, but to ensure that you feel as though we treated your loan like we would our own. If you are in need of help and are worried that you don’t know where to begin, we are here to point you in the right direction and help you take the first step. With USA Lending, you can always expect honest, straightforward answers to all of your questions. We extend to our clients a commitment to communicate, which means you can expect consistent updates on your loan’s status and prompt returns to your calls and emails. We take pride in our reliability and always do exactly what we say we are going to do.

You’ve dealt with other lenders in the past; it’s time you gave USA Lending a call. We have differentiated ourselves from the competition for years and, for the most important financial decision you make, you deserve the best. Give us an opportunity to earn your business and you’ll see why our clients consider us their lender for life.

Get our letter? Apply now.

4.125% Fixed

/ 4.375% APR

3.125% Fixed

/ 3.375% APR

2.50% Fixed

/ 2.99% APR

Licensed by the Virginia State Corporation Commission #MC-2574; State of Maryland #8614; District of Columbia #MLB149716; State of Pennsylvania #42623
NMLS ID # 149716 www.nmlsconsumeraccess.org
Stated rates may change or not be available at the time of loan commitment or lock in